SBA Loans
Borrow up to $5 million, use the funds for any business purpose, and secure the most competitive terms on the market.
What Do You Need to Qualify?
Exclusive Lender Relationships
$10k+ in Monthly Revenue
670+ Credit Score
What Do You Need To Qualify?
12+ Months in Business
You can qualify for our top financing options with as little as 12+months in business.
$120,000 in Annual Gross Sales
Minimum $120,000 in Annual Gross Sales per month, or $120,000 in annual gross sales.
670+ Credit Score Required
Easy 15-second application to get options in just minutes and funding in hours!
Have Questions?
Our Business Financing Advisors will help you find the best financing options for your business to get you more funding, better terms, and lower interest rates. We’re available to explain every step of the process from applications to your re-payment schedule!
Frequently Asked Questions
Of all SBA loan products, microloans are the easiest ones to qualify for. Most lenders don’t require high FICO scores (575 on average), but you may have to offer collateral or a personal guarantee. Additionally, your business must operate for profit and be in “good character,” meaning the owner can’t have a criminal record with “dishonest” crimes such as fraud, burglary, or theft of any kind.
Instead of the traditional credit pull, the SBA leverages the FICO Small Business Scoring Service to determine a borrower’s eligibility, which doesn’t damage credit. Personally guaranteeing an SBA loan won’t show up on your personal credit report, either.
Entrepreneurs can leverage SBA loans for “almost” every business purpose. You can:
- Purchase land
- Inventory/supplies
- Raw materials
- Improve a property
- Working capital
- Equipment
- Payroll
- Construct buildings (up to 2)
- And more!
You can’t use an SBA Loan for investment real estate (to sell or lease), refinance existing debt that would “expose the SBA to a loss,” pay delinquent taxes, or relocate the borrower from a community where their departure would result in a significant increase in unemployment.